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Fees + Insurance Information

 

Plans I Accept:

• Aetna

• Blue Cross Blue Shield (BCBS)

• Nebraska Medicaid (Nebraska Total Care and UHC Community Plan only)

• Midlands Choice

• UnitedHealthcare / Optum / UMR

• Self-Pay (private pay without insurance)

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Before Your First Appointment:

Please contact your insurance provider before our first session to verify your mental health coverage. You can do this by calling the customer service number on the back of your insurance card.

When you call, ask:

• Is Jessie Gutierrez, LIMHP, LCSW, in-network for my plan?

• What is my deductible? How much has been met?

• What is my copay or coinsurance for outpatient mental health visits?

• Do I need prior authorization?

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Important Notes About Insurance:

• I do not verify benefits on your behalf. It is your responsibility to confirm your coverage before we begin.

• If your plan denies coverage, or you have not confirmed your benefits, my standard private pay rates will apply.

• Insurance companies often offer multiple plans and networks - what’s covered for one person may not be covered for another.

• All copays are due at the time of service.

• My billing team will submit claims on your behalf, but payment from insurance is not guaranteed. You are ultimately responsible for any unpaid balances.

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Self-Pay Clients:

If you choose not to use insurance or do not have mental health coverage, I also offer private pay options. Please reach out directly for current rates.

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Billing Questions?

For questions about claims, invoices, or insurance processing, please contact my billing department:

 

Swenson Management, Inc.
📞 (855) 501-4141
📧 info@swensonmgmt.com

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